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FBS Spreads & Trading Costs (2026)

Updated
Fact-checked
Independently reviewed
Terms verified against source
Risk warnings included

FBS spreads start from 0.7 pips on Standard accounts, from 1.0 pip on Cent accounts, and from 0.0 pips on ECN accounts with a per-lot commission. FBS uses different pricing models depending on the account type, making the spread structure more complex than single-model brokers. This guide covers FBS spreads across every account type, the commission structure, additional costs, and how FBS pricing compares to competing brokers. Verified June 2026.

Affiliate disclosure: forex-bonus.com may receive compensation if you open an account through links on this page. This does not influence our ratings or analysis. See our review methodology for how we evaluate brokers.

Risk warning: Forex and CFD trading carries significant risk. The majority of retail trader accounts lose money. You should not trade with money you cannot afford to lose.

Availability note: FBS operates under multiple regulatory entities including CySEC, FSC Belize, ASIC, and FSCA South Africa. Bonus programs and certain account features are not available to clients in the EU (ESMA), UK (FCA), Australia (ASIC), or the US. The information in this article applies primarily to traders in eligible regions including Nigeria, South Africa, India, Indonesia, Malaysia, the Philippines, Pakistan, and Bangladesh.

How FBS Spreads Work

FBS uses a hybrid pricing model. Cent and Standard accounts embed all costs into the spread. ECN and Zero Spread accounts charge a raw spread plus a fixed commission per lot.

All FBS spreads are variable (floating), widening and narrowing based on liquidity and volatility. The “from” values FBS advertises are minimums observed under peak liquidity, typically during the London-New York overlap. During low-liquidity hours or news events, spreads will be wider. What determines your actual cost is the average spread, not the best-case figure.

FBS Account Types and Spread Comparison

FBS offers multiple account types, each targeting a different trading profile. The table below summarizes the spread and commission structure across all current FBS accounts.

Account TypeMin. DepositSpreads FromCommissionLot SizePlatforms
Cent$51.0 pipNone1,000 units (cent lots)MT4, MT5
Standard$50.7 pipNone100,000 unitsMT4, MT5
ECNFrom 0.7 pips0.0 pipFrom 0.7 pips per lot100,000 unitsMT4, MT5
Zero SpreadFrom 0.7 pips0.0 pip (fixed)From 0.7 pips per lot100,000 unitsMT4, MT5
CryptoCheck broker website for current detailsVariableCheck broker website for current detailsVariableMT5

Source: FBS trading conditions via third-party references and cached FBS documentation. FBS promo and conditions pages experienced redirect issues during our June 2026 research. Always confirm current spreads directly with FBS before opening an account.

The key distinction is between spread-only accounts (Cent and Standard) and commission-bearing accounts (ECN and Zero Spread). Spread-only accounts are simpler but carry wider spreads. Commission accounts offer raw or zero spreads with a fixed per-lot charge, usually resulting in lower total costs for active traders.

Cent Account: Designed for beginners and strategy testing. Cent lots (1,000 units) allow micro-sized positions with spreads from 1.0 pip and no commission. Best for new traders and those testing bonus programs with minimal risk.

Standard Account: FBS’s core retail offering. Spreads from 0.7 pips, no commission, standard lot sizes. The $5 minimum deposit makes it accessible in emerging markets. For most traders wanting straightforward pricing, this is the default.

ECN Account: Passes through raw interbank pricing from 0.0 pips plus a fixed commission of From 0.7 pips per lot (round-turn). Minimum deposit From 0.7 pips. Best for scalpers, EA traders, and anyone executing more than 10 standard lots per month where the ECN model almost always beats spread-only pricing.

Zero Spread Account: Fixed 0.0-pip spreads on major pairs during peak liquidity, with a per-lot commission of From 0.7 pips (round-turn). Minimum deposit From 0.7 pips. Unlike the ECN account’s floating spreads, Zero Spread aims for fixed pricing on selected instruments. The trade-off: commissions are typically higher than ECN to compensate for the fixed spread. Compare both commission rates before choosing.

FBS Spreads on Major Currency Pairs

The spreads below represent FBS’s advertised and referenced values for the most traded forex pairs. We include both the minimum and typical (average) figures where available.

Standard Account Spreads

PairMinimum SpreadTypical SpreadNotes
EUR/USD0.7 pip[NEEDS-TEST-DATA]Most liquid pair, tightest spreads
GBP/USD[NEEDS-TEST-DATA][NEEDS-TEST-DATA]Wider during Asian session
USD/JPY[NEEDS-TEST-DATA][NEEDS-TEST-DATA]Tight during Tokyo + London sessions
AUD/USD[NEEDS-TEST-DATA][NEEDS-TEST-DATA]
USD/CAD[NEEDS-TEST-DATA][NEEDS-TEST-DATA]
EUR/GBP[NEEDS-TEST-DATA][NEEDS-TEST-DATA]Cross pair, typically wider
EUR/JPY[NEEDS-TEST-DATA][NEEDS-TEST-DATA]Cross pair
GBP/JPY[NEEDS-TEST-DATA][NEEDS-TEST-DATA]Volatile cross, wider spreads expected

ECN Account Spreads

PairMinimum SpreadTypical SpreadCommission (RT)
EUR/USD0.0 pip[NEEDS-TEST-DATA]From 0.7 pips
GBP/USD0.0 pip[NEEDS-TEST-DATA]From 0.7 pips
USD/JPY0.0 pip[NEEDS-TEST-DATA]From 0.7 pips
AUD/USD[NEEDS-TEST-DATA][NEEDS-TEST-DATA]Check broker website for current details
GBP/JPY[NEEDS-TEST-DATA][NEEDS-TEST-DATA]Check broker website for current details

Live spread testing is pending. We plan to open FBS Standard and ECN accounts to record real-time spreads and will update these tables with verified averages. Treat the minimums above as best-case scenarios.

FBS Commission Structure Explained

FBS charges commissions on ECN and Zero Spread accounts only. Cent and Standard accounts are commission-free with all costs embedded in the spread. Commissions are charged per standard lot (100,000 units) on a round-turn basis and apply regardless of the pair traded.

To calculate total cost per trade on commission accounts:

Total cost = Spread (pips) x Lot Size x Pip Value + Commission

Example comparison on 1 standard lot EUR/USD:

ECN (hypothetical)Standard (hypothetical)
Average spread0.2 pip1.2 pips
Spread cost$2$12
Commission$6 (hypothetical)$0
Total cost$8$12

In this scenario, the ECN account saves $4 per lot. Over 50 lots per month, that is $200 in reduced costs. The exact savings depend on verified spread and commission data, which are From 0.7 pips.

Additional FBS Trading Costs

Beyond spreads and commissions, factor these costs into your analysis.

Swap fees (overnight financing). FBS charges swap fees on positions held past the daily rollover time. Triple swaps apply on Wednesday for weekend settlement. Swap-free (Islamic) accounts are available; administration fee structure is Check broker website for current details. Day traders closing before rollover are unaffected; swing traders should check swap values in MT4/MT5 (right-click symbol, select “Specification”).

Inactivity fee. FBS may charge an inactivity fee after extended periods without trades. Exact threshold and monthly fee are Check broker website for current details. Consider withdrawing funds before pausing trading. See our FBS withdrawal guide for the process.

Currency conversion. If you deposit in a currency different from your account base currency, FBS converts at the prevailing rate with an unpublished margin. Choose a base currency matching your deposit method to avoid this cost.

FBS Spreads Compared to Other Brokers

To evaluate whether FBS offers competitive pricing, compare it against other brokers popular in the same regions. The table below uses advertised minimum spreads on standard (non-ECN) accounts.

BrokerAccount TypeEUR/USD FromCommissionTotal Cost ModelMin. Deposit
FBSStandard0.7 pipNoneSpread only$5
FBSECN0.0 pipFrom 0.7 pipsSpread + commissionFrom 0.7 pips
XMStandard1.0 pipNoneSpread only$5
XMUltra Low0.6 pipNoneSpread only$50
ExnessStandard0.3 pipNoneSpread only$10
ExnessRaw Spread0.0 pipUp to $3.50/lot/sideSpread + commission$200
HFMPremium1.0 pipNoneSpread only$5

All “from” values are broker-advertised minimums, not live-tested averages. Data from the forex-bonus.com Broker Matrix as of June 2026. See our full broker comparison for side-by-side analysis.

FBS Standard (from 0.7 pip) sits between Exness Standard (from 0.3 pip) and XM Standard (from 1.0 pip). Total cost also depends on execution quality and spread stability during news. FBS’s deposit bonus (up to 100%, max $10,000 per deposit) adds non-withdrawable margin that can offset wider spreads for eligible traders. See our FBS review for current terms, or the best low spread forex brokers ranking for the tightest spreads overall.

Which FBS Account Has the Best Spreads?

The ECN account offers the tightest raw spreads (from 0.0 pips), but the best account depends on your profile:

ProfileBest AccountWhy
Scalpers, EA traders, 10+ lots/monthECN or Zero SpreadLowest total cost despite commission
General retail traders, $5-$100 depositStandardSimple spread-only pricing, bonus eligible
Beginners, strategy testingCentMicro positions, minimal risk

For most active traders, the Standard account is the practical default. The ECN account becomes the cost-efficient choice once your volume justifies the commission. Use the total cost formula above with your expected monthly lot volume to find your break-even point.

How to Check FBS Spreads in Real Time

Do not rely on advertised figures alone. Verify live spreads using these methods:

  1. MT4/MT5 Market Watch. Open a demo or live account, right-click Market Watch, and select “Spread.” Divide the displayed points by 10 to convert to pips on 5-digit brokers.
  2. FBS Trader App. FBS’s proprietary mobile app displays live quotes and spread data on iOS and Android.
  3. Third-party tools. Myfxbook’s broker spread comparison aggregates live and historical spread data across brokers, including FBS.

Monitor spreads across different sessions and market conditions. A free demo account on MT5 is the fastest way to check without depositing funds.

FBS Spreads FAQ

What is the minimum spread on FBS?

The minimum spread on FBS depends on your account type. The ECN and Zero Spread accounts offer spreads from 0.0 pips plus a per-lot commission. The Standard account starts from 0.7 pips with no commission. The Cent account starts from 1.0 pip with no commission. These are best-case figures under peak liquidity. Typical (average) spreads are wider. [NEEDS-TEST-DATA] on verified average spreads across sessions.

Does FBS charge commissions?

FBS charges commissions on ECN and Zero Spread accounts only. The Cent and Standard accounts are commission-free with all costs built into the spread. The exact commission rates for ECN and Zero Spread accounts are From 0.7 pips and should be confirmed on the FBS trading conditions page before opening an account.

Are FBS spreads competitive for scalping?

The ECN account (from 0.0 pips) works for scalpers if the total cost (spread + commission) stays below roughly $8 to $10 per standard lot round-turn. The Standard account’s 0.7-pip minimum is on the higher end for tight scalping. Compare FBS ECN costs against other low spread brokers.

How do FBS spreads compare to XM?

FBS Standard (from 0.7 pip) beats XM Standard (from 1.0 pip) on minimums, but XM Ultra Low (from 0.6 pip) narrows the gap. FBS offers ECN accounts with raw 0.0-pip spreads; XM does not have a raw-spread account. The best choice depends on whether you prefer spread-only pricing or raw spread plus commission.

Can I use FBS bonuses with all account types?

The 100% deposit bonus is available for Standard and Cent accounts. ECN and Zero Spread accounts may have different eligibility rules. Bonus funds are non-withdrawable margin credit, and withdrawing your own funds reduces the bonus proportionally. See our FBS review for current terms.

Do FBS spreads widen during news events?

Yes. Like all brokers using variable spreads, FBS spreads widen during high-impact news releases such as Non-Farm Payrolls, central bank rate decisions, and CPI announcements. During these events, spreads on EUR/USD can temporarily increase to several times the normal width, even on ECN accounts. If you trade around news, monitor the spread in your MT4/MT5 Market Watch panel and consider using limit orders rather than market orders to control execution price.

What is the total cost per trade on an FBS Standard account?

On the FBS Standard account, your total cost per trade equals the spread multiplied by your lot size and the pip value. With a typical EUR/USD spread around 0.7 to 1.5 pips and no commission, a 1-standard-lot trade costs roughly $7 to $15 round-turn. There are no hidden commissions on the Standard account — the spread is the complete trading cost. For comparison, the ECN account may offer a lower total cost for active traders despite its per-lot commission, because the raw spread is tighter. Use the total cost formula in this guide to calculate your break-even point between the two account types.

Are FBS spreads the same on MT4 and MT5?

FBS offers both MT4 and MT5 across all account types, and the spread pricing is determined by the account type, not the platform. A Standard account on MT4 and a Standard account on MT5 should display the same spreads for the same instrument at the same time. However, minor differences in quote timing between platforms can cause momentary discrepancies. The underlying liquidity feed and pricing model are consistent regardless of which platform you use.


This article is part of the FBS broker hub. For withdrawals, see the FBS withdrawal guide. Compare brokers or see best low spread forex brokers.

Last verified: June 2026. Spread figures from the forex-bonus.com Broker Matrix and third-party references. FBS conditions pages experienced redirect issues during research; confirm current spreads on FBS’s MT4/MT5 platform before trading.

About the Author

Tim Morris
Tim Morris Last reviewed 2026-06-04

Forex Trader, Broker & Bonus Analyst

Tim Morris is a forex trader and founder of ForexMT4Indicators.com. He reviews forex brokers and bonus offers with a focus on real, transparent terms — not marketing hype.

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